The Virtual Bank Account
A real US virtual bank account that can receive, hold and send — issued to your consumers or businesses across Africa, Latin America and Southeast Asia.
Banking infrastructure · One unified API
Money that moves like information— across every border.
Eizen lets any business embed AI-powered, stablecoin-based financial products — virtual accounts, remittances, payroll, treasury and global payouts — through a single API. The first platform to bring traditional banking rails, stablecoins and AI compliance agents into one system.
One link, every rail
Stablecoins
FedNow
RTP
ACH
SWIFT
Debit
Cash
The Eizen platform
A collection of financial primitives— each one a product you can ship.
Universal Payment Gateway
Move funds across stablecoins, instant US rails, ACH, SWIFT, cash and debit — abstracted into one agent-friendly payment link for conversational and autonomous workflows.
AI Treasury & Yield Wallets
Wallets managed by AI and backed by stablecoins and US Treasuries, with automated treasury management and liquidity routing under policies you set.
Compliance Agents
Identity verification, anti-money-laundering screening and sanctions checks handled through integrated APIs and AI agents — cutting manual review and speeding onboarding.
Agentic Payment Links
A white-labeled payment link built for AI agents — drop it into chat or an autonomous workflow and let software initiate and settle money on your behalf.
Embedded Wallets & Payouts
Fiat- or stablecoin-backed wallets and contractor payouts to more than 100 countries, with tax-compliant reporting built into every transfer.
Our north star is a single account—
One API where traditional banking rails, stablecoins and AI agents settle as one. No charters to win, no correspondent web to stitch together, no quarter-long integrations — just the financial infrastructure your product needs, abstracted into something you can call in an afternoon.
See how it settlesAutonomous finance
A treasury that thinks, screens and settles— on its own.
Give AI agents programmable policies and they run the money: initiating cross-border payments, routing liquidity, converting currency on demand, and paying out — receiving, holding and sending across fiat- and stablecoin-backed wallets without a human in the loop.
Discover the gatewayWhat the agents can do
Under policies you control
01
Initiate & manage cross-border payments
Agents open, route and reconcile payments between regions — handling the full lifecycle of receiving, holding and sending funds through virtual US bank accounts and multi-currency wallets.
02
Run treasury & liquidity routing
Treasury operations and liquidity routing execute under programmable policies, holding balances in yield-bearing wallets backed by stablecoins and US Treasuries and moving capital to where it's needed.
03
Settle import / export trade
Trade transactions are settled programmatically — releasing payment against terms so goods and capital move across borders in step, without manual back-office handoffs.
04
Convert currency on demand
On-demand currency conversion happens inline at the moment of payment, so a balance held in one currency or stablecoin lands in another — exactly when the transaction needs it.
05
Pay freelancers & contractors
Process freelancer and contractor payouts to more than 100 countries with tax-compliant reporting — a single instruction fans out into compliant, localized payments worldwide.
The universal payment gateway
Many rails in. One link out.
Rather than depending on a single institution, Eizen draws on a network of several nationally chartered, FDIC-insured US banks and the world's payment networks at once. We abstract them into one white-labeled payment link — agent-friendly by design, suitable for conversational and autonomous workflows alike.
Receive, hold and send across every rail. Launch with no-code dashboards or drop straight into the API, and go live with onboarding guaranteed within 48 hours.
Stablecoins
USDC, USDT and Treasury-backed value, settled on-chain.
Instant US rails
FedNow and RTP for real-time domestic settlement.
ACH
Low-cost bank transfers across the US banking system.
SWIFT
Correspondent banking reach for global wires.
Debit
Card-rail pay-in and pay-out where it fits the flow.
Cash
First and last-mile cash for underbanked corridors.
Not a bank— something more accountable.
Eizen is not itself a bank. Payment services are provided by licensed financial institutions, and Eizen is registered with the US Treasury's financial-crimes bureau. Underneath the API sits real regulatory plumbing — and real people standing behind it.
A network of banks, not a single point of failure
Eizen draws on a network of several nationally chartered, FDIC-insured US banks rather than depending on one institution. Funds are held with regulated partners, and automated treasury management keeps liquidity balanced across the network.
Yield that's backed by something real
AI-managed, yield-bearing wallets are backed by stablecoins and US Treasuries. Balances can earn while they wait — held, routed and rebalanced under programmable policies you define.
Compliance, screened by API and agent
Identity verification (KYC and KYB), anti-money-laundering screening and sanctions checks run through integrated APIs and AI agents — reducing manual review and compressing onboarding without lowering the bar. Eizen is registered with the US Treasury's Financial Crimes Enforcement Network.
Humans behind the agents
Automation does the volume; people own the relationship. Every client gets a dedicated customer-success, compliance and payment-operations team — so when something needs judgment, a named human already knows your account.
By you
The products you'll ship
Embedded fintech and global banking products for businesses of any size — without building the underlying financial infrastructure yourself. A few of the things teams launch on Eizen.
Remittances
Let customers send money home in seconds, settling across stablecoins and local rails into wallets or bank accounts abroad.
Cross-border payroll
Pay distributed teams and contractors in their local currency or stablecoin, with tax-compliant reporting handled in the same flow.
Embedded wallets
Give every user a virtual US bank account and a multi-currency wallet inside your own product, provisioned in minutes.
Trade settlement
Settle import and export transactions automatically, releasing payment against terms so capital and goods move together.
On-demand FX
Convert between currencies and stablecoins at the instant of settlement, so balances land in whatever the transaction needs.
Global payouts
Send compliant payouts worldwide from one balance — reaching consumers and businesses in Africa, Latin America and Southeast Asia.
Banked everywhere
Built for cross-border and underbanked markets— from Lagos to Lima to Manila.
Request access
Live in forty-eight hours.
Tell us what you're building and the markets you serve. A payment-operations lead will map your flows to the right rails and get your onboarding moving — guaranteed within 48 hours. No-code dashboard or API, your choice.
Request received
Thank you — your request is in.
A dedicated payment-operations lead will reach out within one business day to begin your onboarding. If your email client opened, you can also send the pre-filled message to hello@tryeizen.com.